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Saturday State News Briefs: Wisconsin Rapids council bans holding cell phone ...

WISCONSIN RAPIDS - Starting tomorrow, it will be against the law to be holding a cell phone while driving in Wisconsin Rapids. The Common Council first approved the measure in June on a 5-3 vote.

Rapids joins nearby Marshfield in having a ban on cell phones behind-the-wheel. Hands-free phones will still be allowed. Police Chief Kurt Heuer says his officers are more concerned about educating drivers than about giving out tickets. Those officers plan to issue warnings at first, and citations would go to repeat offenders at the officers’ discretion. The fines are $100 for a first violation, $150 for a second, and $200 for three-or-more tickets. Those who get ticketed, and buy hands-free converters before their court dates, will not have to pay the fines. The Wisconsin Rapids cell ban exempts emergency and military personnel on official business, and those reporting emergencies.

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A package of Medicaid reforms proposed by the Wisconsin Department of Health Services would have the state more a half-billion dollars. This year’s state budget directed the agency to identify nearly $445 million in savings in the public assistance program. The state says it would actually have to come up with more than $554 million in savings to balance the Medicaid. DHS officials say no one with an income under the federal poverty level would be impacted by the changes. The sweeping reforms would include asking the federal government for a waiver to restrict eligibility for people who have access to employer-based insurance coverage, require young people to seek coverage on their parents’ insurance rather than BadgerCare Plus and requiring recipients to live in the state.

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Madison-based Network Insights is getting $20 million in venture capital from a group of nation investors. Funds connected to Goldman Sachs Asset Management made what is one of the three biggest transactions of its kind for a non-biotech firm in Wisconsin history. Network Insights monitors Internet conversations for data which helps marketers make better decisions. Many companies today use what’s called networking buzz to anticipate trends and put its advertising budget where it will do the most good. Social monitoring tools can collect the real-time information not available in such a useable form from other more-traditional sources. The company provides that information to help direct up to five million dollars of media spending.

Items to Consider for First Time Home Buyers in Wisconsin Illinois ...

First time home buyers or people who have either lived at home or rented for a few years are usually shocked at some of the expenses associated with owning a home. This is not intended to discourage people from purchasing a home. Rather this is a concerted effort to properly inform people of some of the unexpected items that come with owning a home.

Home Owner’s Association Property taxes differ from state to state. Some properties may have to pay a few thousand dollars every year while some may only have to pay a few hundred. This is very important since a lapse in paying property taxes can result in losing the home to the state. The safest approach is to request the lender to set up an escrow so that the taxes are paid automatically every year.

Home Owner’s Insurance Home owner’s insurance must be maintained by the borrower or the lender will enforce their own insurance which is typically much higher than traditional insurance policies. It is good to have insurance in order to provide protection against burglary, weather damage and home problems such as electrical fire or burst water pipes.

For additional program information, visit our  first time home buyer page on our main site. To see if you qualify, contact me below or  apply online !

I am the Branch Manager at Inlanta Mortgage Madison office, I have been serving the state of WI and Madison area for over 13 years, starting first with First Wisconsin Mortgage and now merging with Inlanta Mortgage I have focused my attention in providing my customers with a easy, painless loan process.

Aiman has written

Welcome to my mortgage blog. My name is Aiman and I am the Branch Manager at Inlanta Mortgage Madison office. I have been serving the state of WI and Madison area for over 13 years. Inlanta Mortgage has emerged as one of the leaders in mortgage banking by focusing on developing relationships and creating a "value" for each customer they service. One of my firm beliefs is handling each customer independently of the next, providing knowledge, accountability, and exceptional service.

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