Average Homeowner Insurance Rates In Arkansas

Nationwide Financial adds eight wholesalers in retirement plan sales

Nationwide Financial Services Inc. today announced that it has hired eight new wholesalers to support advisors in the annuities and retirement plan businesses, as part of its “‘team of specialists’ approach to helping advisors help their clients prepare for and live in retirement,” the company said in a release. Troy V. Simmons, who will serve as regional income planning specialist for the West territory (which includes Washington, Oregon, California, Nevada, Arizona, Hawaii, Utah, Montana, Wyoming, Colorado, New Mexico, Texas, Kansas, Oklahoma, Montana, Arkansas and Louisiana). He had been a regional vice president at American General.    Vanguard is providing the new service directly to sponsors of 401(k) and profit-sharing plans with assets up to $20 million, and to advisors who sell fee-based 401(k) plans. The “all-in” plan fees, comprising total investment, recordkeeping, and administration costs, are anticipated to be among the lowest in the small-plans market. The new Vanguard service expects to charge 0.32% of plan assets as an all-in fee for a hypothetical plan with $5 million in assets, an average account balance of $50,000, and an investment lineup of Vanguard index and active funds (actual pricing will depend on a plan’s investment options, demographics, and ancillary services). , which included 15 intelligence-quotient questions and an additional set of nine questions to address respondents’ retirement security and planning, was conducted by the MetLife Mature Market Institute and administered online by GfK North America to 1,213 pre-retirees in June 2011. Participants aged 56 to 65, working full-time, within five years of retirement, who were the co- or primary household financial decision-maker qualified for the survey. Data were weighted based on gender, education and occupation. The margin of error for the survey was +/- 3 percentage points.

Highest Homeowners Insurance Quotes by State: Weather Pushes ...

The average home insurance premium for the 26 states reviewed in this article was 20.9% below the U.S. national average of $690.92 during December 2009.

Rates were sourced from the Home Insurance Rate Report. That online report is part of an interactive map that shows average policy premiums quoted for 51 U.S. states plus the District of Columbia.

This high-level comparison identifies regions in the U.S. where homeowners can expect to pay higher annual premiums for their home insurance.

States Paying Higher Homeowner Premiums

Residents in the following 12 states plus the District of Columbia were also quoted home insurance rates higher than the U.S. national average. On average, home insurance premiums for these states were 7.5% more expensive than the overall national rate of $690.62.

Hawaii … US$776 annual premium (12.4% below average, no change from November) Connecticut … $762 (10.3% above average, down up 3.5%) District of Columbia … $758 (9.8% above average, down 4.7%) Minnesota … $755 (9.3% above average, down 0.7%) Kentucky … $748 (8.3% above average, up 0.5%) Georgia … $746 (8% above average, up 0.4%) North Dakota … $742 (7.4% above average, no change) Tennessee … $734 (6.3% above average, down 1.6%) New Jersey … $726 (5.1% above average, no change) Vermont … $723 (4.7% above average, down 2.6%) Michigan … $715 (3.5% above average, no change) South Dakota … $713 (3.2% above average, no change) Nebraska … $706 (2.2% above average, down 1.5%).

The steepest average annual decrease was 4.7% for the District of Columbia. The greatest cost increase was in Connecticut, where the average home insurance rate rose 3.5%.

Factors Driving Higher Home Insurance Rates

Homeowners in Louisiana, Florida and Mississippi can expect higher average home insurance premiums partly because these 3 states are often in the paths of hurricanes.

In Cold Blood

With the publication of this book, Capote permanently ripped through the barrier separating crime reportage from serious literature.

In defense of food, an eater's manifesto [additional copies -- 2]

Cites the reasons why people have become so confused about their dietary choices and discusses the importance of enjoyable moderate eating of mostly traditional ...

Democracy in America

The more I advanced in the study of American society, the more I perceived that the equality of conditions is the fundamental fact from which all others ...

Democracy in America

This landmark work initiated a dialogue about the nature of democracy and the United States and its people that continues to this day.

A Wrinkle in Time

Meg Murry and her friends become involved with unearthly strangers and a search for Meg's father, who has disappeared while engaged in secret work for the ...