Dearborn Heights Home Owners Insurance Rates

The Good Word: Dearborn Heights needs to approve millage increase

This column is about Dearborn Heights urgent need for approval of a 2.95-mill increase on Nov. 8. I interviewed Mayor Dan Paletko about the new millage proposal. He said when it is passed it will result in generating approximately $3.5 million annually in additional property tax revenue. This will keep city services — fire, police, DPW, garbage disposal, etc. — operating at the level Dearborn Heights residents have repeatedly said they require. Dearborn Heights has run out of options, as have all other Michigan municipalities and counties and the state itself, for one time on-paper budget fixes. There is no rainy day fund transfer or federal stimulus grant dollars available to close budget gaps. Paletko and the City Council have reluctantly come to the conclusion that Dearborn Heights needs to raise its operating millage from the present 6.324 mills to 8.5 mills — from 8.551 mills to 11.5 mills for total city mills including public safety and solid waste. As Dearborn Heights homeowners know their property taxes have gone down substantially for the last several years. This is the inevitable result of the corresponding decrease in the value of Dearborn Heights residential property. However, there unfortunately is no decrease in the costs of maintaining the government services  Dearborn Heights residents cherish and have made clear they want to keep.

Yes, times are tough throughout Michigan, including in Dearborn Heights. As a result house prices have fallen big time. However, the only way this unfortunate situation will reverse itself in the years ahead is if potential home buyers feel that Dearborn Heights is a safe, clean, pleasant place to live and that its schools well educate its students. To make sure this happens, it is imperative that action is taken now by Dearborn Heights voters in passing the millage increase to preserve, and even enhance, essential city services. This column is about Dearborn Heights urgent need for approval of a 2.

Dearborn Heights Car Insurance - Free Car Insurance Quotes in ...

Dearborn Heights Car Insurance

Dearborn Heights car insurance is a must have for drivers in Dearborn Heights, Michigan. Protect yourself, your car and your finances by investing in adequate coverage. Compare your coverage options and determine the right limits for your individual driving needs. Whether you are single or married, have children or not, work from home or commute to work, one thing remains the same – the need to have adequate insurance for your car. Don’t take risks with something as important as vehicle coverage. Shop online for your policy today and get the best quotes and most comprehensive coverage choices out there.

Married Driver Car Insurance

Michigan residents will need to purchase bodily injury liability, property damage liability, personal injury protection and property protection coverage. This is required by law for drivers in Dearborn Heights as well as drivers across the state. When you are looking for your Dearborn Heights car insurance you need to think outside the basic coverage box. Consider your individual needs and compare your Michigan auto insurance quotes online before accepting any old policy.

Single, married, separated or divorced – if you have a car then you need insurance for it. However, you will most likely want a different coverage policy if you are single than if you are married. One option for married drivers is to bundle your cars together on the same policy. You and your spouse will be able to save up to 20 percent by insuring both your cars on the same policy. Furthermore, you will only have one policy, one provider and one bill to deal with each year. This can make insuring your vehicle and making a claim a much smoother process.

Another option for single and married drivers in Dearborn Heights, MI is to look for a provider that also offers additional coverage on top of Dearborn Heights automobile insurance. Many providers will also offer homeowners policies, health coverage and life insurance as part of their services. You can choose to bundle your auto insurance quote comparisons into a multiple policy to save. You can also include to insure your pet, your boat, your contents and even your income with the same provider. If you like the idea of only having one bill and one provider for all your insurances, then this is an excellent option to look into when comparing Dearborn Heights car insurance options.

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