Funeral Home Life Insurance Abilene Texas

Health screenings, preventive care more common through employers

Wellness programs foster health

By Jaime Adame

adamej@reporternews.com 325-676-6781

More workers at Abilene companies may be able to take advantage of health screenings and preventive care offered by their employer than in year's past.

"I would say most companies in Abilene offer some form or fashion of preventive medicine. It's a lot easier to deal with preventive medicine or activity rather than deal with a full-blown illness of some kind," said Malcolm Coco, a professor of human resource management at Abilene Christian University.

Recent health care reform enacted by federal legislators includes a mandate making preventive care — including blood pressure, diabetes and cholesterol tests, as well as many cancer screenings and flu and pneumonia shots — available without a co-pay or deductible in many insurance plans.

The health care reform, known as the Affordable Care Act, doesn't have a fan in Austin Keith, an owner of Odessa-based Pinkie's liquor stores, however.

Keith said he's been offering free health screenings to full-time employees since 2009, before the mandate took effect. He said he's worried about reform provisions that may require him to offer health insurance to part-time workers.

"A retailer, to me, is caught in between. He can't necessarily raise his prices up. It'll be too high," said Keith. His company is self-insured, he said.

Self-funded insurance plans involve companies taking on the cost of providing health care to their workers (with insurance companies handling claims); fully insured plans require a company to pay a premium based on the number of workers enrolled in the plan, with rates set for a year.

But Keith said it makes sense to offer preventive care to workers.

"We try to do all we can in this environment to retain employees, and we figure this is a good benefit for them," Keith said, describing how employees have access to on-site preventive care like blood screenings. Workers also can use an online wellness program to help them monitor their health, Keith said.

Funeral Directors Health Insurance Company Review

This Funeral Directors Health Insurance Company Review explores Abilene, Texas-headquartered Funeral Directors Life Insurance Company (FDLIC). The company assists individuals and families in preplanning final expenses of a funeral and burial. Our research shows that Funeral Directors Life Insurance Company doesn’t offer traditional health insurance .

If you’re thinking about health insurance rates , take a moment to request zero cost information about health insurance quotes by providing your zip code!

The company’s financial services help individuals balance end-of-life costs. The costs of a funeral may be large when compared to an individual’s income. Some prepaid funeral life insurance companies have been negatively perceived by the general public. Of course, the decision to purchase final expense insurance depends upon an individual or family’s means to save for these expenses through other means.

Continue reading about Funeral Directors Life Insurance Company to learn more about the company’s history, financial services, and customers.

Funeral Directors Health Insurance Company History

The company began with the vision of four funeral director business owners. Their concerns about how to offer residents within their communities a dignified prepaid funeral fueled the company’s development. By 1977, the company became a self-funded insurance company. By 1981, the small company purchased a mutual insurer known as Wilkerson Burial Association of Brady, Texas. The company was then restructured to become a legal reserve insurer. By 1986, the company moved to new centrally accessible quarters in Abilene.

By 1990, Funeral Directors Life Insurance Company received accolades from “Inc. Magazine” as one of the fastest growing companies in the United States. An aging population and positive client feedback helped the company continue its growth and expansion. Other unrelated funeral homes learned of the company’s insurance services and wanted to offer policies to clients in need of preplanning services.

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