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Domestic partner benefits: Ann Arbor couples at forefront of lawsuit ...

Two Ann Arbor couples are at the forefront of an American Civil Liberties Union lawsuit filed Thursday asking a federal court to strike down a state law that bans domestic partner benefits for some public employees.

“This is not about politics or ideology for us,” Ann Arbor teacher Peter Ways said in a news release issued by the ACLU. Ways’ partner will lose his Ann Arbor schools’ benefits under the law. “This is about real families who are facing the real consequences of discriminatory laws. Just like our colleagues whose families will continue to receive health insurance, we want to care for our families.”

The ban, signed into law last month by Gov. Rick Snyder, mostly affects local governments and public schools and applies to health insurance and other benefits for unmarried partners of the employees, same sex or not.

It's not clear whether ban applies to employees of public universities . The governor's office, and officials from the University of Michigan and Eastern Michigan University say it does not. However, some Michigan lawmakers say it does.

Supporters of the ban, including Rep. Dave Agema , R-Grandville, say providing such benefits is too costly. "It is not the responsibility of taxpayers to support the roommates and unmarried partners of public employees," Agema said in a statement before the measure was signed into law. “… We are doing all we can to respect the will of the people and not place an unnecessary economic burden on our residents while so many are struggling to make ends meet."

The ACLU said the four couples named in the lawsuit are in long-term, committed relationships. Besides Ways and his partner Joe Breakey, the couples include Theresa Bassett and Carol Kennedy of Ann Arbor, JoLinda Jach and Barbara Ramber of Kalamazoo and Doak Bloss and Gerardo Ascheri of East Lansing

Ways and Breakey have a 9-year-old daughter. Breakey is self-employed as a licensed therapist. Being self-employed gives Joe the flexibility to be home for their daughter after school. The couple is considering a move to Washington so that that Ways could take a job that provides family benefits.

Ann Arbor Life Insurance - TermLifeInsurance.com

Ann Arbor Life Insurance

Ann Arbor life insurance policies are a great way for people to manage their future household finances in the state of Michigan. Whether you head a full house or an empty nest, there are terms that will serve you well as you work to secure your finances in Ann Arbor. Even if you've never considered buying a Michigan life coverage plan before, there are many specialists of Ann Arbor life insurance who'll give you plenty of reasons to change your mind.

People throughout Ann Arbor have purchased term life policies to handle various future expenses that will impact members of their household. Whether you have major business debts or years left on your mortgage, you'll want to activate an Ann Arbor life insurance plan so that none of those burdens ever fall upon the shoulders of your spouse or children. Even if you've lived a very frugal life and remained debt-free for all these years, you'll still want to pass money along to your loved ones after your own life comes to an end.

Entrepreneurial Insurance in Ann Arbor

Business owners in Michigan take huge financial risks with any company they run, which is why they need coverage for all the parties involved. When you purchase key person coverage from an Ann Arbor life insurance provider, you're business will be covered against the costs of hiring and training your replacement. As the key member of your business, your shoes could be tough to fill when you die and the loss of revenue for your company could be major without a coverage policy in-place. That is why you'll need to back your business with a plan that can also grant your surviving loved ones with a share of your own interest in the company.

People who run small businesses in Ann Arbor will also need to borrow money to get things going and running, whether they operate a small store front or a mail-order operation. If you've taken out loans to handle your business overhead and start-up costs, it could take you a number of years to repay those funds. Anyone who has co-signed to get you approved from the MI lenders will in turn be responsible if you end up dying before you've honored your debts. So to prevent your trusty co-signers from being hit with such burdens, you should purchase an Ann Arbor life insurance policy to handle those debts.

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