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Italian captain being placed under house arrest

After Schettino was interrogated by prosecutors for three hours Tuesday, a judge in Grosseto, Tuscany, ruled that the captain, who had been detained a few hours after he allegedly abandoned the Concordia, should be released from jail and confined to his home near Naples under house arrest, his lawyer, Bruno Leporatti, told reporters outside the courthouse. The death toll from the tragedy nearly doubled to 11 on Tuesday when divers extracted the bodies of four men and one woman from the ship's wreckage. The victims were in their 50s or 60s and each wore the orange vest that passengers use, indicating they were apparently passengers and not crew members, said a Coast Guard spokesman, Cmdr. Filippo Marini. Their nationalities were not immediately determined. Prior to that grim finding, the coast guard had raised the number of missing to 25 passengers and four crew members. Italian officials gave the breakdown as 14 Germans, six Italians, four French, two Americans, one Hungarian, one Indian and one Peruvian. But there was still confusion over the numbers, with the German Foreign Ministry in Berlin listing 12 Germans as confirmed missing. Schettino resisted, saying the ship was tipping and it was dark. At the time, he and his second-in-command were in a lifeboat and the captain said he was coordinating the rescue from there. He also said he was not going back aboard the ship "because the other lifeboat is stopped." Passengers have said many lifeboats on the exposed port side of the ship didn't winch down after the ship had capsized. The 52-year-old Schettino, described by the Italian media as a genial, tanned ship's officer, has worked for 11 years for the ship's owner and was made captain in 2006. He hails from Meta di Sorrento, in the Naples area, which produces many of Italy's ferry and cruise boat captains. He attended the Nino Bixio merchant marine school near Sorrento.

Should You Combine Car Insurance and Homeowners Insurance?

Everyone is looking for ways to save some money—in every facet of their lives. Did you know that combining car insurance and homeowners insurance is one way to save you some money on your insurance policies? The majority of major insurance companies as well as many of the smaller, independent companies, will be happy to combine your two policies and give you a price reduction for doing so.

Saving money is just one of the benefits that you can reap from combining the two policies. Since your car insurance bill and homeowners insurance bill will be coming from the same company, it will be combined and sent to you as one total insurance bill, meaning that it’s much more convenient. You won’t have to worry about tracking when the payments are due for each of the insurance policies—you’ll just have one insurance payment to worry about when it’s bill-paying time.

You’ll also save quite a bit of time in the long run, as you’ll only have to worry about writing one check or entering your credit card information one time at your insurer’s website. Additionally, you’ll only have one renewal date to worry about. Saving time plus more convenience equates to a lower stress level on your part.

The only drawback to combining your car insurance and homeowners insurance policies is if you are looking for specialized coverage—for example, insurance for a classic car or for a home that’s located in a high-risk area. In either of these cases, it might make more sense dealing with a company that’s familiar with your specific needs instead of combining the two policies.

As you can see, there are many benefits to combining your home and auto insurance policies and only one real drawback. What do you think? Have you ever considered combining your home and car insurance policies? Why or why not?

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