Home Insurance Holiday Homes Uk

Christmas Cheers or Christmas Tears; Keep Your House and Belongings Safe Over ...

(PRWEB UK) 30 November 2011

With the holidays fast approaching and homes are filling up with presents IronmongeryDirect urges homeowners to ensure that window and door locks are in good working order and secure.

Home Office statistics show that 71% of burglars target the doors of a property, usually by forcing a lock. Ensuring that door and window locks are in good working order is essential for maximum home security.

The risk of forced entry is significantly reduced by upgrading lock cylinders to the newly-available ‘high security’ ranges from major lock manufacturers. Look for a five-lever mortice lock that is kite marked to at least BS3621. Another benefit to tighter security is reduction in insurance costs. Installing the right lock may reduce your insurance premiums; consult your policyholder for more details.

IronmongeryDirect , the UK’s largest online and mail order trade supplier of ironmongery products, stocks an extensive range of door locks, latches and security devices including high-security door cylinders containing anti-bump, anti-snap, anti-pick and anti-drill features to help secure the home. Customers can order from GAI (Guild of Architectural Ironmongers) trained staff who can assist with providing any technical support or advice.

Simply place an order by telephone, fax or email, or online up to 7.30pm for fast next day delivery. Order by 11.30am on Sunday, and, as products are kept in stock, Monday delivery can be accomplished with ease. In addition every single product is covered by a no-quibble guarantee, making returns and exchanges fuss free.

Rental Holiday Home Tax Laws in the UK | House For Rent

UK Tax Law on Furnished holiday homes is going to change in 2011 and if you rent out holiday accommodation this is going to affect you. So, what are the changes and how do they impact?

Current ‘qualifying tests’ to meet the requirements of a ‘Furnished Holiday Letting’ (FHL) are:

* Must be available to let for 140 days of the year. * No let over 31 days in one go is included in the total.

Lets to the same person in one tax year are allowed but they must not exceed 31 days in any one single letting period.

If your property doesn’t qualify as a furnished holiday letting, you will be taxed under the residential property lettings rules. At the bottom of the page are links to further reading on many points in this article. * The normal rules for property businesses

These arrangements will continue to apply for the 2010-11 tax year but it is this change that has caused further examination of FHL tax rules to bring into line both European and UK holiday properties.

Working out your holiday home taxable profit:

Your profit on furnished holiday lettings is worked out in the same way as for other rental income, except that you can claim ‘capital allowances’.

Read our advice about Capital Allowances further down or for more see the links at the bottom of the article.

For advice on filling our a Self Assessment form read further down the page.

What are the Tax advantages of a Furnished Holiday Letting?

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