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Private-Sector Insurers to Pay More Than $32 Billion in Claims From Natural ...

At year-end 2010.

"The policyholders' surplus number is a sure sign that U.S. property/casualty insurers remain well-capitalized, and capable of paying future claims," Dr. Hartwig stated.

The federal government declared on 99 separate occasions this year that a major disaster existed after a natural disaster had occurred, easily breaking the previous record (81), which was set in 2010, the I.I.I. said.  The federal government's designation makes federal funding available to individuals and businesses impacted adversely by the named disaster.  The most recent declaration was on , 2011.  The 99 disaster declarations are nearly triple the average of 34 per year dating back to 1953.  The I.I.I. developed three PowerPoint slides which place 2011's natural disasters in historical perspective.

Moreover, the federal National Oceanic and Atmospheric Administration (NOAA) announced this month that the U.S. was the site of 12 separate weather/climate disasters, each of which caused at least was the single deadliest tornado (158 fatalities) to hit the U.S. in decades. Fourteen other central and southern states were hit by this tornado outbreak in late May. Midwest/Southeast Tornadoes and Severe Weather (June 18-22):  Eighty-one tornadoes tore through seven central U.S. states while wind and hail caused severe damage in four southeastern states. Southern Plains/Southwest Drought, Heat Wave and Wildfires (Spring-Summer): were the regions of the U.S. hardest hit by these conditions. Mississippi River Flooding (spring-summer): Unusually heavy rains, combined with a melting snowpack, caused severe flooding along the Mississippi River and its tributaries. Upper Midwest Flooding (spring-summer): These floods prompted the evacuation of nearly 11,000 people in Journalists and Bloggers

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Weather extremes dominated headlines in 2011 « Artesia News

ALBUQUERQUE, N.M. (AP) — It was a year of extremes for New Mexico, with dramatic weather dominating the headlines from start to finish in 2011.

The year began with a deep freeze that plunged the state into a subzero tundra for several days, leaving an estimated 32,000 homes and businesses without natural gas. The double whammy of record cold temperatures and the natural gas shortage cost insurance companies more than $55 million in claims.

Then came the drought, which turned New Mexico into a tinderbox, forcing the closure of much of the state’s outdoor recreation centers as wildfires raged.

The biggest story of the year was no doubt the massive Las Conchas fire, which burned more than 244 square miles to become the largest in New Mexico history.

For nearly a week, the fire raged on the outskirts of Los Alamos, forcing the evacuation of the town as well as one of the nation’s premier nuclear facilities, Los Alamos National Laboratory. At one point, the flames lapped at lab property, raising safety concerns about the thousands of barrels of radioactive waste stored there temporarily.

It took almost six weeks for hundreds of firefighters to contain the blaze. More than five dozen homes were destroyed, and a significant portion of Bandelier National Monument was forever changed, along with lands held sacred by nearby Santa Clara Pueblo.

But even as the fire died out, the rest of the state still had to deal with one of the worst droughts to hit in decades.

Farmers along the lower Pecos and Rio Grande had to pump groundwater to irrigate their crops, and ranchers had to sell off cattle because their pastures never greened up. Municipal utilities around the state began implementing watering restrictions early and, in Albuquerque, officials extended their drought advisory through March 2012.

The sting of the drought began to ease in late November with the first of a series of storms that brought snow and rain. Northeastern New Mexico was hit hardest with a blizzard that left dozens of travelers stranded, including a Texas family that had to be rescued after their vehicle was buried under 4 feet of snow and ice.

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