Home Insurance Mailto Owner

Community Calendar Week of 9-19-11

Auditions s-- DownStage Center production of Oklahoma G2K (Getting to Know you edition, edited for young actors.) Sept. 28th, 29th and Oct. 1st. Auditions are open to young people ages 7 and older, no experience necessary. Come be a part of this classic Rodgers and Hammerstein musical. Rehearsals begin Oct. 20th, shows are Jan. 6th, 7th, 8th, 13th, 14th, and 15th, at the Burien Annex. Visit www.hi-liners.org for details and to sign up.

Classes --All district high school and middle school students and their parents are invited to learn about options for Life After High School. Held at the Evergreen Campus gym from 5:30 - 8:30 p.m. Learn about colleges and career options, financial aid, scholarships, and more. There will also be a Middle School Rally at 6 p.m. Call or email Barb Wilson at 206.433.2430 or barbara.wilson@highlineschools.org

October 7 Bilingual Play 'N Learn (Spanish)--Mondays, 2-3 p.m. Play groups are organized for young children 0-5 years and the people who take care of them. Register at 206-244-5880. Free to the community.

Highline Medical Center

Hospice volunteer training- Highline Hospice at the Specialty Campus, 12844 Military Rd. S., Tukwila, is recruiting caring, compassionate people interested in supporting terminally ill patients and their families. If you have a heart for being with others through difficult times, volunteering with Hospice may be right for you. Volunteers provide patient support and companionship, caregiver respite, bereavement support, or office help. Comprehensive training provided. Contact Michele Fawcett-Long, Volunteer Coordinator, 206-439-9095.

Must home insurance be in the name of joint owners? : Where can ...

You will want both names on the policy so you will both be covered. Do you both live there? If so you both should be listed. If only one of you do that person can be the primary policy holder and the other person as a secondary. If neither of you do and you’re renting it out you will need a landlord policy with both of you listed. It doesn’t matter to the insurance company who pays the premium as long as it gets paid.

The first named insured on the policy MUST MUST MUST be living in the house. If he does NOT live in the house, in most states and with most companies, he can be listed as an additional named insured on the policy (sort of like a mortgagee), without being a named insured. If he LIVES in the house, and you do NOT, then HE will have to be the first named insured, or else the house is NOT OWNER OCCUPIED!!

Keep in mind, any claims that happen on that policy, with you as a co-insured, will follow YOU when you need to insure YOUR home. Also, as joint owners, EITHER or BOTH of you can be sued, for dog bites, or slip and fall claims (even if it’s the mailman delivering mail!), or whatever. So you BOTH need to be listed as SOMETHING.

You need to sit down and talk to your agent to figure out how to set this up, in a way that covers you both, but works for everyone.

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