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Thursday State News Briefs: Excavation company owner charged with theft of ...

WATERLOO - The owner of an excavation firm in south-central Wisconsin has been charged with stealing money that was set aside for his employees’ retirements.

A federal grand jury in Madison has indicted 63-year-old Allen Howe of Waterloo. He’s accused of embezzling 57-thousand-dollars withheld from employees’ paychecks for their retirement accounts. The alleged thefts took place from late 2006 through the fall of ’09. The U.S Labor Department investigated the matter and recommended charges.

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A half-million-dollar bond was set yesterday for one of two men accused of killing another man during a robbery attempt in Madison. 19-year-old Anthony Williams of Madison made his first appearance in Dane County Circuit Court on a homicide charge. He and 18-year-old Zachary Mays of Madison are accused of shooting-and-killing 24-year-old Michael Keith Junior of Madison and Chicago. 21-year-old Elizabeth Glasbrenner of Madison and 18-year-old Natique Crawford of Milwaukee are charged with felony murder and attempted homicide in the hold-up, which occurred September 15th outside a Madison apartment building. Police said the women enlisted the men to help rob Keith of money and drugs. Prosecutors said Glasbrenner needed money to pay her rent, and Crawford wanted cash for cigarettes. All four are due back in court October 13th, when a judge will decide if there’s enough evidence to order trials.

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Green Bay is one of 29 U.S. cities to get federal grants to improve their airline service. Transportation officials said Green Bay is receiving a half-million-dollars to provide a revenue guarantee for a carrier – and to market year-round flight service to the west. The funding is part of a program that helps smaller cities meet their local air service needs. The program started in 2002 to help smaller places deal with things like insufficient service levels, and high fares caused by a lack of competition. Cities can use the money to give financial incentives to carriers – and promote existing local air service.

High Home Owners' Insurance Cost? These Actions Can Cut Down ...

Are you interested in effective ways to enjoy cheap rates for coverage that won't put you in trouble later? If so, the following suggestions will help you reach that goal...

When applying, choose a high deductible since it reduces your rate. Make it as high as you can cope with and you'll attract considerable discounts.

Your deductible is the amount you'll be expected to pay if you make a claim before your insurer would be duty-bound to fulfill the terms of your home insurance policy.

A person who previously opted for a deductible of $500 will save as high as 25% more if they choose a deductible of $1,000. The higher your deductible, the cheaper your home insurance rate. Just ensure it's an amount that you can produce with relative ease when you file a claim.

Let it be as high as you can easily cope with.

You'll save if you get all your policies from the same insurer. Insurance companies offer discounts (multi-policy discounts) for insureds who buy multiple policies from them. Nevertheless, you might be better served by obtaining your policies from different insurance companies.

A group policy gets you cheaper rates. You should already know if your employer offers such. Many associations have also negotiated discounts for their members with home insurers so ask if yours has such.

Though, before you apply this option, compare the premiums you'll receive through such an association with what you will pay with another insurer. You can get an insurance company that your association has no form of affiliations with that offers your profile a far more affordable premium. There's stiff competition in the home insurance industry and you can take advantage of this to get more affordable premiums if you spend some time to do extensive shopping and comparisons.

If you are retired, you can pay cheaper premiums with a retiree discount. But take note that not all insurers offer this discount.

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