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Allianz Launches Flexible Home Insurance Product

Allianz Insurance has launched a new online-only home insurance product that provides customers with the flexibility to build their own policy.

Your Cover's  new home insurance product enables customers to purchase a basic level of comprehensive cover and build a bespoke policy by adding up to 11 optional insurance extras including identity fraud protection, home business cover, sports equipment insurance and 24-hour home emergency assistance.

Consumers can now log on to the customer-centric 'quote and buy' website, http://www.yourcoverinsurance.co.uk/ , which has been designed to make the buying experience as easy as possible. The product will also be available on major price comparisons websites in the near future.

Andy James, head of direct at Allianz Retail, says: "At a time when the incomes of Britain's households are feeling the pinch more than ever, our new home insurance cover is aimed at giving consumers greater flexibility and choice to help keep their costs down by only selecting the level of cover that they need."

Notes to Editors:

1. Allianz Insurance is one of the largest general insurers in the UK and part of the Allianz SE Group, the largest property and casualty insurer worldwide. Reassuringly in these uncertain financial times, in July 2011 the Standard and Poor's rating for Allianz Insurance was reaffirmed as AA- with a stable outlook and the rating of Allianz SE was also reaffirmed as AA with a stable outlook.

2. Launched earlier this month, Your Cover home insurance is a new breed of insurance product offering you cover that you can select yourself to match your own lifestyle and circumstances. With our easy 'Quote and Buy' website, Your Cover insurance makes it simple to obtain a quote and manage your home insurance online. Your Cover insurance is the end result of more than two years customer research involving thousands of insurance buyers.

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Working through a static caravan insurance quote | Blog4Caravans

Even though the summer season has ended, you can’t lose sight of the fact that your static caravan needs insurance protection all year round.  So if your existing cover is about to expire or you have just purchased your first static, then a static caravan insurance quote may be what you need.

Static vs park home

If you are new to static caravan ownership, then you may be unsure about the difference between a static caravan and a park home.

This is, in fact, fairly simple. A static caravan is typically used exclusively for holiday purposes. A park home, on the other hand, is your permanent place of residence.

As you may imagine given the difference between typical build qualities, the fixtures, fittings and the contents that these two categories of caravan may have, the insurance required in each case is very different.

A quick glance at a static caravan insurance quote would confirm that it is not really suitable for a park home – park home insurance cover would be required.

Where to buy

Some static park site owners may say that it is obligatory for you to purchase your static caravan insurance cover from them.  In most cases, this is not so.

Site owners may be entitled to satisfy themselves that you have insurance cover but there is no requirement for you to purchase theirs.

Even if the site owners charge you a sum for inspecting your own static home insurance, you may still find that even if you add this amount to your static caravan insurance quote cost, it may still turn out to be the most cost effective option overall.

What to look for

When you are looking for caravan insurance, UK specialists like ourselves, offering an internet based and telephone service, may be able to offer you the chance of being able to easily access policy quote details matched to you own situation and requirements.

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