Home Owners Insurance Carriers Il

Illinois Attorney General files suit against Oak Park construction company

The Illinois Attorney General is suing an Oak Park-based construction company, claiming that it bilked customers out of some $511,000.

While operating Fairway Construction and Maintenance starting in 2009, three Michigan residents allegedly took in hundreds of thousands of dollars from Cook and Will county residents, for work that was never performed.

"The losses suffered by dozens of consumers in these cases are staggering," Attorney General Lisa Madigan said in a statement Monday. "We will be aggressive in our enforcement efforts, but I also urge homeowners to use great caution when hiring a contractor."

Janeen Heilman, Erick Zerse and Chris Bidigare began operating Fairway Construction two years ago at 1515 N. Harlem in Oak Park, along with Rock Construction in Westchester, according to the complaint, filed Monday in Cook County Circuit Court.

The three owners allegedly engaged in deceptive business practices, from 2009 to the present, including taking money and performing little or no work, not maintaining proper insurance, and not informing customers of their right to cancel contracts within three days, Madigan alleges.

Ten complaints about the two companies have been filed with Madigan's office, and another 10 with the Better Business Bureau. In one instance, Fairway allegedly collected $174,575 in payments from a Lockport resident to put an addition on his home, but never finished the work or refunded the payments.

Madigan is seeking a court order preventing Fairway Construction from engaging in deceptive practices, and rescinding all contracts between the company and Illinois consumers, requiring full restitution. The state's attorney's office also wants the two companies to pay some $60,000 in penalties, and reimburse its court costs, according to the complaint.

The number to Fairway Construction's Oak Park office was disconnected on Monday, and attempts to reach Heilman, Zerse and Bidigare at their Michigan homes were unsuccessful.

Illinois Home owners Insurance policy Information Answers to ...

There are a thousand questions that men and women might request by themselves when it comes to Illinois homeowners insurance plan. The cause for this is that the state in accordance to the United States Census Bureau had twelve million residents in 2006 and it has been gradually developing. As the property insurance policy business faces a greater demand, they occur up with new tips and plans. In this write-up you will simply see the many faces of the Illinois home insurance coverage business and the regular asked concerns that several folks have problems with. Examine this Illinois property owners insurance coverage manual to aid you understand your coverage choices a small far better and perhaps even uncover a less expensive Illinois residence insurance rate!

What Does My Illinois House Insurance plan Coverage Cover?

This is perhaps the most important problem confronted by insurance policy clients in not only the state of Illinois but all more than the United States. Beneath you will see a record of points that are coated beneath a normal Illinois property insurance policy coverage and they will be briefly explained.

one. Natural Disasters and Accidents: Due to the fact the kinds of disasters or accidents coated by each coverage vary from company to business it is crucial to know what the items you are covered for are. Any reduction because of to fire, storms, hail, tornadoes and hurricanes are at the leading of the record for any insurance plan company. Nevertheless, essential and devastating events this kind of as flooding and earthquakes are not presented by many. For this explanation you should be very cautious and go through the insights of your policy.

2. Your Possessions: A classic part of any homeowner insurance policy is the coverage for your belongings. Typically the business pays from fifty to 70 % of the whole appeal of the home, but this differs from business to company. If you drop possessions such as furniture, jewelry, garments and electronics your house insurance coverage policy really should provide you with some funds for them.

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