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Next Louisiana insurance commissioner will face battles on 3 fronts

For the first time since Hurricane Katrina , this fall's insurance commissioner election won't be entirely about homeowners insurance . Although homeowners insurance in Louisiana remains among the nation's most expensive, auto insurance and health insurance have also become trouble spots as incumbent James "Jim" Donelon faces Baton Rouge public interest attorney Donald Hodge on Oct. 22 ballot to become the state's top insurance regulator.

Donelon, a Republican from Metairie, worked on insurance issues in his 19 years as a state lawmaker before joining the insurance department in 2001. He has served as insurance commissioner since 2006, when former Insurance Commissioner Robert Wooley stepped down. Donelon has been elected to the post twice: in fall 2006 to officially fill the remainder of Wooley's term, and in fall 2007, when he was elected to a full four-year term. During his time in office, he has focused mainly on trying to recruit new homeowners insurance providers to Louisiana.

Hodge is a Democrat who grew up near Lake Charles. Through the AmeriCorps program, Hodge worked with hurricane victims as a legal and social service advocate at Catholic Charities before starting his own law practice and continuing consumer advocacy work. He said he wants to give citizens better access and lower costs for all types of insurance, improve regulation and enforcement of existing laws, and turn the insurance commissioner's office into an appointed position.

Hodge, who ran unsuccessfully for Baton Rouge Metropolitan Council in 2008, is accepting no campaign contributions from companies regulated by the insurance commissioner's office. He has taken out a loan to launch his campaign, will be relying heavily on social media to get out his message and plans to seek endorsements from community groups.

The winner will have his work cut out for him. According to the National Association of Insurance Commissioners, homeowners and auto insurance in Louisiana are among the most expensive in the country, the entire health care market is concentrated in just a few companies, and the federal health care legislation puts new responsibilities on states.

Health And Fitness – Wellness Insurance On The Job Concerns ...

The a lot more I read about these prospective denials by employers relating to well being care coverage and their myopic viewpoints toward their hard working workers I can not support but think that at the back of these mindsets there appears to be a level of such greed and callous ungrateful thinking that it boggles the mind.

Disney has to be one of the richest enterprises within the world. If it had been not for employees who perform the main operating of these tourist attracting enterprises, exactly where would Disney be?

Time and once more greed and ungratefulness appear to show itself when workers need fair salary, coverage and benefits they undoubtedly deserve. Ask a member with the greater echelon of any huge enterprise to cut down on anything they signed up for and it would absolutely be a unique scenario.

Even though it is accurate that higher officials in any firm, organization or enterprise does severe role playing inside the laying out of operational procedures, keeping up with needed modifications and on and on and on and on. Without men, girls and youngsters taking the needed actions to bring about everyday completion of these needed efforts, in one day, just one day it could all come to a screeching halt.

Picture, no food preparation, or sanitary/hygiene requirements not completed. Trash collections. Changing the bedding in a room vacated by a visitor. Getting it ready for the subsequent guest. The list is endless. The costumes 1 desires to wear in the course of their function day not ready. Too several times these jobs are regarded as unimportant by those who may possibly never get their hands dirty to be able to obtain what exactly is needed in daily job descriptions. But with out these operational procedures functioning each and every single day by their staff, what then???

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