FEMA mobile homes arrive

Cobleskill - The first 15 fully furnished two-bedroom mobile homes built to FEMA specifications' s arrived at a staging area here after being towed by trucks in Alabama.

Another 10 units of 40 feet, known as park models are on the road.

They will provide temporary housing for flood victims of Tropical Storm Irene while owners repair or rebuild their damaged houses. Families who have not been able to find an apartment or rental housing near where they live and work will be eligible for a mobile home.

"Temporary housing units are for people who need a place to stay, with public services, while they repair their damaged houses," said FEMA Federal Coordinating Officer Philip Parr.

The units will be moved to a site of private home or a commercial site and set up by FEMA at no charge. There is no cost for mobile homes, which can be used up to 18 months with periodic reviews by FEMA personnel. Owners are responsible for paying utilities.

"We consider each request on a case by case basis," said Nate Custer, a spokesman for FEMA."Once they are approved, we can move quickly to build on the site they have identified."

The mobile homes are to be set up in an area with connections for electricity, water and sewer already exist.

Each house of 400 square foot mobile can accommodate four to six people and includes two bedrooms, one with a full-size bed and the other with two single beds. There is also a sofa bed in the living room. The kitchen includes a refrigerator, microwave, range and oven. The bathroom has a shower but no tub. The unit is equipped with central air conditioning and an electric oven.There are opportunities for a washer and dryer, but these devices are not included.

FEMA has equipped the unit with basic furniture including a table and four chairs in the dining room and plates, utensils, pans, cooking utensils and a few coffee. They provide sheets, pillows, towels and blankets, as well as a mop, broom and cleaning supplies.

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FEMA mobile homes arrive

They will provide temporary housing for flood victims of Tropical Storm Irene while homeowners repair or rebuild their damaged homes. Families who have not been able to find an apartment or rental housing near where they live and work will be eligible



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Irene's major casualty: Vermont's mobile home parks
Irene's major casualty: Vermont's mobile home parks

Of those, she says, 141 homes are now considered beyond repair, but she says as mobile home owners confront the damage and deal with mold and other side effects of the floods, she expects that number to grow. In all, the state has estimated over 700



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Homeowners, renters can still register losses with FEMA

31. Lembessis said this gives homeowners a deadline of Oct. 31 to register with the agency. He said FEMA may be able to help those who have no insurance or are underinsured and that damage has to be for the applicant's primary housing.




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Condo for the owner to the mobile home insurance: Insurance List A Home Buyers

Written by Jim Waltrip

Whether you're looking for standard homeowners, condo or mobile home insurance, you will need to find an insurance affordable for homeowners. Banks and mortgage companies want to be sure that their investment in your home is covered disaster, and you want to be sure your coverage is more than adequate for your needs so you can start again if the worst had to happen.At the same time, you want to be sure to get the best deal out there. Home insurance rates are determined by a variety of factors. Shop for the best insurance rates for different carriers, and check the following to make sure you get all the savings you are entitled.

What is your credit rating? Credit can mean the difference between getting home insurance a good rate or not. Depending on where you live, it could mean some savings, especially if you live in the Lone Star State, where home insurance premiums in Texas are the highest in the country.Start by getting copies of any or all of your credit reports (get them for free on the Web site at http://www.ftc.gov Federal Trade Commission). Make sure your report is accurate and correct errors immediately. Take steps to improve your scores, and you're on your way!

Age, construction and condition of your HomeWhile an insurance company can not deny you coverage on an old house, they may, if the house is in poor condition. Also, consider an insurance company will receive an old house more expensive to repair because of maintenance problems before.In addition, the materials used in the construction of your home are important as well. Brick houses are perceived to be better built and more durable than frame houses. Basically, if the insurance company ensures that your home is "built to last," you can achieve net savings.


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