Earthquakes have scientists, insurance agencies busy

Earthquake Fast Facts

Mobile homes and homes not attached to their foundations are at particular risk during an earthquake.

Buildings with foundations resting on landfill and other unstable soils are at increased risk of damage.

Doorways are no stronger than any other part of the structure. During an earthquake, get under a sturdy piece of furniture and hold on. This will provide some protection from falling objects that can injure you during an earthquake.

If you are inside when the shaking starts …

Drop, cover and hold on. Move as little as possible. 

If you are in bed, stay there, curl up and hold on. Protect your head with a pillow. 

Stay away from windows to avoid being injured by shattered glass. 

Stay indoors until the shaking stops and you are sure it is safe to exit. If you must leave the building after the shaking stops, use stairs rather than an elevator in case there are aftershocks, power outages or other damage. 

Be aware that fire alarms and sprinkler systems frequently go off in buildings during an earthquake, even if there is no fire. 

If you are outside when the shaking starts …

Find a clear spot and drop to the ground. Stay there until the shaking stops (away from buildings, power lines, trees, streetlights). 

If you are in a vehicle, pull over to a clear location and stop. Avoid bridges, overpasses and power lines if possible.  Stay inside with your seatbelt fastened until the shaking stops. Then, drive carefully, avoiding bridges and ramps that may have been damaged.

If a power line falls on your vehicle, do not get out. Wait for assistance.

-- American Red Cross

As aftershocks continue to rattle Oklahoma, Sand Springs officials are assessing one instance of damage and area insurance agencies are fielding a flurry of calls about earthquake insurance.

Homeowners Insurance Aaa - News


AAA NCNU Insurance Exchange Deploys Exigen Insurance Solutions for Policy ...

The AAA Northern California, Nevada and Utah (NCNU) Insurance Exchange offers automobile, homeowners and other personal lines of insurance to AAA members through partnerships with AAA clubs. It is one of the largest personal lines insurance companies



Earthquakes have scientists, insurance agencies busy

A moratorium was announced following the Nov. 5 temblor that will last through Dec. 5 for earthquake policies. Homeowners can add quake insurance now, it just won't become effective until Dec. 5, said Danny Clark, of AAA Insurance in Sand Springs.



GSEs Will Remain Under Pressure as Mortgage Insurers Struggle

The 'AAA' long-term IDRs of Fannie Mae and Freddie Mac are based on strong government support. Fitch feels mortgage insurers may be forced to make additional haircuts on payments to GSEs as homeowners with the riskiest types of mortgages continue to



Freddie Mac and Fannie Mae: Scapegoats for the Housing Crisis?
Freddie Mac and Fannie Mae: Scapegoats for the Housing Crisis?

Jonathan Miller, president and CEO of real estate appraisal firm Miller Samuel, noted that Fannie and Freddie, along with the government-controlled Ginne Mae, now account for the insurance of 90 percent of the residential mortgage market.



Wonkbook: 'Supercommittee' sabotage

Fannie and Freddie are reducing certain fees for homeowners, report Tom Braithwaite and Shahien Nasiripour: "Fannie Mae and Freddie Mac, the government-backed mortgage guarantors, said on Tuesday that they would reduce fees and relieve lenders from




Homeowners Insurance | AAA Insurance Offers Tips For Parents Of ...

“Most parents pretence that their insurance policies will casing their young kids whilst at college, but this isn’t always the case,” says Kim Pryce, a sell sales executive for AAA Insurance.

Many homeowners policies will casing a student’s security in the eventuality of theft, glow and vandalism, but usually if the tyro is residing in a school-sponsored dorm. If a tyro is living in off-campus housing not sponsored by the school, parents should not tally on their homeowners process to casing their child’s belongings. Instead they contingency get hold of a well-defined renters policy, that provides coverage for personal skill in the eventuality that the skill is stolen or shop-worn due to fire, burglary or other astonishing circumstance.

There might be boundary on cost things such as iPods, computers, and jewelry, together with a confine on the number of students along with their age and even educational station covered beneath a policy. For specific valuables, supplement (sometimes called floater) policies might be purchased to expand in the coverage gaps.

It is moreover critical to comprehend the boundary and exclusions on what sort of loss is covered, such as losses due to glow and burglary are typically covered, whilst losses due to mold, or automatic relapse are typically not.

AAA Insurance offers the subsequent to suggestions: - If your youngster is living in an off-campus apartment/home, any roommate should have a well-defined renters insurance policy. Since renters/homeowners insurance policies are written for singular people and normal families, coverage can get complex when roommates share a residence. Be sure to emanate an register of your child’s belongings, so there are no questions about that process covers that things if you ever have to record a claim.


Homeowners Insurance Aaa - Bookshelf

Insurance for Dummies

Insurance for Dummies

Creator: Jack Hungelmann | Business & Economics -
Explains how to buy and save on every kind of insurance, including life, health, auto and home insurance, and offers tips on how to get the best coverage for ...
Publisher: For Dummies

The new life insurance investment advisor

The new life insurance investment advisor

Creator: Ben G. Baldwin | Business & Economics -
"For anyone who needs to understand different types of life insurance, as well as considerations forpurchasing and managing policies, this book should be on ...
Publisher: McGraw-Hill Professional

The Complete Book of Insurance, Understand the Coverage You Really Need

The Complete Book of Insurance, Understand the Coverage You Really Need

Creator: Richard William Zevnik, Richard Wm Zevnik | Business & Economics -
Let The Complete Book of Insurance guide you through all of your major insurance needs.
Publisher: SphinxLegal

Insurance, principles and practices

Insurance, principles and practices

Creator: Robert Riegel, Harry James Loman | Insurance -
Chapter I THE USES OF INSURANCE Insurance as a factor in business. — The value of insurance is usually much underestimated. This is partly the result of ...

Principles of Risk Management and Insurance

Principles of Risk Management and Insurance

Creator: Rejda |
Publisher: Pearson Education India