Homeowners Insurance Endorsements California

Endorsements mount in two heated Assembly races

State Sen. Gloria Negrete McLeod (D-Chino) has endorsed attorney Andrew Lachman, one of four candidates for an open, newly drawn San Fernando Valley-based state Assembly seat. Lachman also announced some additional backing, including three labor endorsements -– Laborers Local 300, Painters & Allied Trades Local 39 and Plumbers Local 78 — and Marlene Bane, a member of the Jewish Home for the Aging board of governors.  (Bane also has endorsed one of Lachman’s competitors in the June primary for the District  46 seat, Adrin Nazarian, who is chief of staff to Los Angeles City Councilman Paul Krekorian.)

Another candidate in that race, businesswoman Laurette Healey, added the California branch of the National Women’s Political Caucus to her endorsement list. The fourth announced candidate is charter schools executive Brian C. Johnson.  All four candidates are Democrats.

 

In another already heated Assembly race,  for District 50 on the Westside, activist Torie Osborn this week picked up an endorsement from Los Angeles City Councilman Richard Alarcon.  Assemblywoman Betsy Butler (D-Marina del Rey)  announced backing from three more labor unions: the United Food and Commercial  Workers Local 1442, the Amalgamated Transit Union of California and its Los Angeles chapter, Local 1277. Santa Monica Mayor Richard Bloom also is running for the seat.  All three are Democrats.

Insurance Implications of California Home Builder Air Pollution ...

The appeal of a lawsuit by the National Association of Home Builders (NAHB) challenging a California law requiring home developers to mitigate carbon emissions from building projects was recently declined by the United States Supreme Court. Many emission-related risks and mitigation-related risks may not be covered by the standard insurance policies typically used in the construction industry today. Adopted by the San Joaquin Valley Unified Air Pollution Control District, the law at issue forces those involved in housing development projects to mitigate the carbon emissions generated by their efforts. Mitigation can be either by specific green initiatives, or through payments to the District to fund general pollution mitigation projects. The NAHB originally filed suit to invalidate the law in 2006, asserting that the District did not have the jurisdiction to regulate the environmental requirements of home developers. Both the federal district court and the United States Court of Appeals for the Ninth Circuit disagreed, indicating that local and regional air pollution controls are permitted by the U.S. Clean Air Act. To the extent that local and regional governmental authorities continue to impose environmental mitigation requirements on home developers under the Clean Air Act, insurers serving the construction industry will likely be forced to adapt. New endorsements specifically designed to cover these mitigation risks could emerge. If the mitigation requirements become more pervasive, standard construction insurance programs could evolve to incorporate mitigation risk coverages as a standard feature.

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