He says there are some things you can do to make sure you get what you're owed.
If your home was damaged, he says immediately contact your insurance company and ask for a copy of your insurance policy in writing.
Also, be sure to find out if there's a deadline to file your claim. Some insurance companies will only give you six months.
And don't forget that most homeowner's insurance policies allow for temporary living expenses, clean-up costs, and may even cover the cost to remove and replace damaged landscaping.
Even if you didn't lose your home to the Caughlin Fire, it's certainly a reminder that disasters like this can happen at any time.
There are some things you can do to prepare.
"Get a video camera, put it on your iPod, on your iPhone rather, and go through and video tape your house, open up your electronics cabinet, open your closet, open your dresser, because once those items are gone, you don't particularly think about them," said Coulter.
Don't forget to store those videos you make in another spot, besides your house.
Coulter recommends making a new video, at the very least, once every two years.
Some insurance companies will only give you six months. And don't forget that most homeowner's insurance policies allow for temporary living expenses, clean-up costs, and may even cover the cost to remove and replace damaged landscaping.
Enservio, a provider of contents inventory creation, valuation and replacement services and software, announced ContentsITV (Insurance to Value), a personal property valuation system for determining accurate contents coverage for homeowners,
Alattorre said her water heater and furnace were replaced at no cost and technicians also inspected her home for areas where warm air can escape on cold days or infiltrate the home on hot days and worked to fix those problems. This included patching a
Consider ways to save money on the entire insurance portfolio rather than just one product. For instance, can you combine auto and home insurance with one insurer to reduce costs? Use your renewal period as an opportunity to shop around for the best
This is in contrast to a replacement cost policy, which is more expensive but allows the replacement of a destroyed item with a brand new version of it. Using your insurance does not necessarily mean that your premiums will go up, Fisher-Brown said.
Best Way homeowners insurance in Florida to protect your investment and tax!
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Should have proper protection for your big investment:
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Must have home insurance especially in Florida:
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