Homeowners Insurance Ft Bend County

New laws could sink Fort Bend levees

Katy business and community leaders were asked to contact their national representatives on the current legislation on the National Flood Insurance Program, which threatens to deny millions of dollars in developing systems of dikes in Fort Bend County alone.

Fort Bend County Judge Robert Hebert addressed General Assembly of the Katy Economic Area Development Council to discuss the House and Senate bills that would reauthorize and amend the National Flood Insurance Program (NFIP), which allow the use of actuarial rates to determine the insurance premiums against flooding.

The House bill, passed in July, would implement the new rates over a period of six years and maintains the status quo regarding the flood control systems.

"House Resolution 1309 maintains the status quo system of dikes and land served by other facilities struggle against floods," said Hebert. "It is extremely important to Fort Bend County, and it should also be important in any other county that has a stream, river, drainage district or the otherwise flat land."

While both bills would implement actuarial rates on insurance policies, Hebert is particularly concerned by a bill in the Senate, known as Bill Johnson-Shelby NFIP, which would classify the land protected by dams as "residual risk areas."

"This means that the areas behind the dikes, dams and other structures to fight against floods - regardless of certification or accreditation - are areas of residual risk," said Hebert. "According to Article 107 (areas of residual risk) would be subject to mandatory requirements for insurance against floods of purchase, and federal regulations, floodplain management."

Fort Bend County has more than 10 billion dollars structures behind the dikes, and Hebert made the case that Fort Bend has already spent a significant amount of money the county - $ 45 million - to certify all drainage systems and dykes on the floodplain than 100 years.

"There's a big difference in the quality of design, construction, maintenance of control structures against flooding thanks to this nation," said Hebert. "You can not control flood control in a lump single category for the determination of risk.

New Laws Could Sink Fort Bend Levees « Jeff Braun's Emergency ...

Posted by Katy Times, Monday, September 26, 2011, the following article was written by James Hale, editor of The Times.

"Katy business and community leaders were asked to contact their national representatives on the current legislation on the National Flood Insurance Program, which threatens to deny millions of dollars in developing systems of dikes in Fort Bend County alone.

Fort Bend County Judge Robert Hebert addressed General Assembly of the Katy Economic Area Development Council to discuss the House and Senate bills that would reauthorize and amend the National Flood Insurance Program (NFIP), which allow the use of actuarial rates to determine the insurance premiums against flooding.

The House bill, passed in July, would implement the new rates over a period of six years and maintains the status quo regarding the flood control systems.

"House Resolution 1309 maintains the status quo system of dikes and land served by other facilities struggle against floods," said Hebert. "It is extremely important to Fort Bend County, and it should also be important in any other county that has a stream, river, drainage district or the otherwise flat land."

While both bills would implement actuarial rates on insurance policies, Hebert is particularly concerned by a bill in the Senate, known as Bill Johnson-Shelby NFIP, which would classify the land protected by dams as "residual risk areas."

"This means that the areas behind the dikes, dams and other structures to fight against floods - regardless of certification or accreditation - are areas of residual risk," said Hebert."According to Article 107 (areas of residual risk) would be subject to mandatory requirements for insurance against floods of purchase, and federal regulations, floodplain management.

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