Island Profile: Life finally led them to a home in Hay Beach

Charles and Linda Puls are Long Islanders through and through — together and apart, they’ve lived in more than 20 Long Island communities, as their careers evolved and first marriages were followed by second ones. And very few of the five children and 19 grandchildren they share between them live elsewhere. “Every time either one of us moved up” in their careers, Linda explained, “we moved to a different house.” Laughing, she added, “Some people like vacations but we like renovating houses.” Charles, on his own, has done more than a dozen.  

And now that they’ve been committed to making Shelter Island their home for good, he recently joined the Board of Trustees of the Shelter Island Historical Society.

Born in 1928, he grew up in Garden City and went to high school there “during the war years.” While still in high school, he joined the Marines but the war was over before he could see action. After he was discharged, “I went to work as a laborer and then as a carpenter, plumber and electrician. Then after bouncing around in the trades for two years or so, I went to the telephone company. I worked for New York Telephone for 41 years and was very fortunate there. I started as an installer, then went to sales and marketing, and then to public relations. So it was quite a diversified background. It was an interesting career because I kept changing assignments so there was always something different. It was always very challenging.”

Linda’s career mirrored the same upward trajectory. She grew up and went to school in Oyster Bay, graduating from high school in 1960. She began college at SUNY Oneonta and eventually graduated from SUNY Stony Brook. She worked for Allstate Insurance, initially as a claims adjuster and then made her way into management. While she was there, “I went for a master’s degree in special ed, thinking that when I retired I would want to do that. I was 57 then and had some patience but by the time I retired? Forget it!

Homeowners Insurance Shelter Island - News


Island Profile: Life finally led them to a home in Hay Beach

And now that they've been committed to making Shelter Island their home for good, he recently joined the Board of Trustees of the Shelter Island Historical Society. Born in 1928, he grew up in Garden City and went to high school there “during the war



Fire district redefines custodial job

By Peter Boody | 12/22/2011 3:00 PM | News The Shelter Island Board of Fire Commissioners voted Monday night to accept three bids for building maintenance, grounds maintenance and snow shoveling in a restructuring of the custodial job held for more



Many 2011 county issues roll over into 2012

And having such insurance usually is a bank requirement to get a mortgage. For years, FEMA has mandated the county inspect homes it covers for illegally built apartments below the flood plain when the homeowner seeks a building permit for anything



Written by Denise Civiletti

Police recovered an unloaded shotgun from the home. Embattled Riverhead Animal Control Officer Lou Coronesi resigned. Riverhead resident Denise Lucas decides to raise funds for a new animal shelter and forms a new nonprofit group called Move the Animal



Local businesses step up to help out in the festive hour of need

The Freisenbruch-Meyer Group ran a number of charitable programmes in 2011, starting with the out of office scheme which was launched in 2010 and is geared towards the company's elderly home insurance clients. The first recipient was Elfreda Lines,




Reducing Costs of Home Insurance

Reducing Costs of Home Insurance

Article by Ronald Pedactor

Everyone knows that home insurance is a great form of financial protection should the unexpected occur. However, it is a very expensive form of protection.

In this struggling economy it is important that every cost that can be slashed be slashed. There are several things that a homeowner can do to reduce the cost of their home insurance rates.

The first way to slash homeowner insurance costs is to increase home security. Home security improvements can come in the form of dead bolt locks, smoke detectors, fire extinguishers, and burglar or fire alarms.

Most insurance companies will offer discounts if you only have one or two of these precautionary security devices. However, you may have to ask specifically for a discount.

The second way to cut insurance costs is to maintain a credit score that is as high as possible. Credit scores are an indication of responsibility that home insurance companies take very seriously.

They know from experience that the general rule is that responsibility directly correlates with the number of claims a person is likely to have. As a result, people with a higher credit score are determined to be more responsible and are given lower rates.

The third was to lower your insurance costs is to combine all of the policies you can into one plan. This will require some research, but most companies provide packages for auto and home insurance that will cost less than to buy an insurance plan for both your car and your home.

Sometimes the total cost is even lowered by 30%. In addition, it is much easier to work with one agent than several different ones.

The fourth way to lower your home insurance rates is to keep your home up to date and in excellent repair. Some insurance companies offer savings for a new roof, electrical, HVAC, and plumbing updates.

The discounts are often not enough to qualify a repair job unless you already need to have the job done. However, if you are planning on doing it anyway, make sure you get the appropriate discounts if there are any available.


Homeowners Insurance Shelter Island - Bookshelf

Shelter

Shelter

Creator: Lloyd Kahn | Architecture -
Including the nuts- and-bolts aspects of building, the book covers such topics as dwellings from Iron Age huts to Bedouin tents to Togo's tin-and-thatch houses; ...
Publisher: Shelter Publications, Inc.

Island

Island

Creator: Aldous Huxley | Fiction -
Inevitably, this island of bliss attracts the envy and enmity of the surrounding world.
Publisher: Harper Perennial Modern Classics

The Island

The Island

Creator: Victoria Hislop | Fiction -
On the brink of a life-changing decision, Alexis Fielding longs to find out about her mother Sofia's past on the Greek island of Crete before moving to London, ...
Publisher: Harper Paperbacks

Insurance for Dummies

Insurance for Dummies

Creator: Jack Hungelmann | Business & Economics -
Explains how to buy and save on every kind of insurance, including life, health, auto and home insurance, and offers tips on how to get the best coverage for ...
Publisher: For Dummies

The new life insurance investment advisor

The new life insurance investment advisor

Creator: Ben G. Baldwin | Business & Economics -
"For anyone who needs to understand different types of life insurance, as well as considerations forpurchasing and managing policies, this book should be on ...
Publisher: McGraw-Hill Professional