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Visiting tailgaters need parking space, smoking prohibition won't work ...

Visiting tailgaters need parking, too

I, along with family and friends, attended the football game between South Alabama and West Alabama on Sept. 1. We found much to be excited about — the pageantry, bands and cheerleaders, and a sense of accomplishment going into what will surely be a successful season for the Jaguars on the gridiron.

What was disappointing was having our friends, who are West Alabama supporters and live well away from Mobile, be told they could not pay for game-day parking inside the safety of Ladd-Peebles Stadium. Only those with Jaguar passes are allowed to bring their vehicles inside those secured premises. Our options were to park in someone’s yard or forgo our planned tailgating and ride a shuttle bus from Bel Air Mall.

As a graduate of a university which is a member of the Southeastern Conference, I have attended football games in Auburn, Tuscaloosa, Baton Rouge, Oxford, Athens and, yes, even beautiful Hattiesburg. Each game was played on campus, allowing fans from each school to park and enjoy one another’s company. Whether it is jambalaya at LSU or ribs at Alabama, my best memories are of the good-natured fun and overwhelming hospitality of the fans at the host schools.

If South Alabama wishes to play with the big boys, it is obvious that a new stadium must be built, preferably on campus. When the Jags play a school that brings 10,000 fans to Mobile — and it will happen under Coach Joey Jones — are we going to ask that they park their vehicles in someone’s front yard?

DAN MORROW

Mobile

Coleman insulted New Jersey women 

Never, never have I read a more mean-spirited column than Frances Coleman’s on Aug. 28 (“Suddenly, a hurricane is a big deal.”)

To quote: “skin-tight tops,” “ample bosoms,” “hoop earrings,” “stiletto heels,” “denizens of the Jersey Shore,” “Snookie and her pals,” “housewives of New Jersey” and “as much a part of Jersey life as honking horns and loudmouthed young women.” There are many problems in our world that are worthy of being addressed.

Predatory Mortgages From Both ... - South Jersey Real Estate Agent

The credit crisis has begun to show us all just how quite a few homeowners had been taken benefit of throughout the real estate boom with creative financing vehicles like Alternative ARMs and subprime mortgages. And though servicing fraud has constantly been a portion of the mortgage market, more equity was designed out of absolutely nothing throughout the bubble than in years past, which has created even more borrowers prime targets for financial terrorism on both the front finish of the mortgage and during the period of repayment.

Predatory lending is often utilized to describe poor loan placement, deception inside the terms of the agreement, shady brokers utilizing blank documents and not creating critical disclosures, as well as other related scams. Several of these tactics are utilised to fraudulently induce buyers or current owners into taking out a loan which is not in their ideal interests and which they will most likely fail to repay. But the extra fees generated at the closing for the lenders make such practices attractive to banks and loan originators attempting to money in just before the loan goes poor.

By way of example, take the case of John and Mary, who wanted to utilize the equity built up in their house to pay off high credit card balances, replace an old vehicle, and put some added money within the bank. Regardless of the fact that their credit was not superior, their mortgage broker Bill put them into a 90% financed Choice ARM at 3% interest for the first 5 years. John and Mary had been not told it was an adjustable rate mortgage — Bill just signed their names on the necessary disclosure. But that was perfectly alright with John and Mary, who had applied for a stated income loan and “rounded up” their monthly income an extra few thousand dollars.

In the closing the loan, John and Mary thought they had gotten a terrific deal on a low-interest mortgage. Small did they know that their minimum payment would not even cover the interest charge, and every single payment they created would trigger them to fall further behind, thereby consuming up the remaining equity and resulting in a negative equity position. Like so many homeowners, though, they didn’t read their mortgage statements and would not have understood the numbers even if they had read them.

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