Fix Fla. No-Fault Insurance Laws

Florida Office of Insurance Regulation statistics reveal that there are fewer drivers, fewer collisions and fewer crash-related injuries in Florida. Yet PIP claims in Florida increased by 37.5 percent from 2008 to 2010.

The numbers don't add up, and they are not sustainable. State officials warn that allowing this fraud to continue may result in an automobile-­insurance availability crisis in our state. This is of great concern to my organization, Associated Industries of Florida, because it will place an undue burden on businesses, especially businesses that rely upon vehicles for their operations.

Gear Up Florida, a coalition of consumers, business associations and law enforcement agencies, is recommending to the Legislature four commonsense fixes:

Allow insurance companies adequate time to investigate suspicious claims.

Cap lawyer fees in no-fault cases to eliminate the incentive for frivolous litigation.

Require greater accountability from Florida medical providers that treat PIP claimants.

Prevent alternative medical operations from providing unnecessary and excessive treatment.

PIP fraud has become an organized crime — one that costs Floridians nearly $1 billion per year in increased premiums.

Here's how automobile accident fraud works: Networks of motorists, clinics that provide treatment to PIP claimants and dishonest personal-injury attorneys have banded together in organized rings to abuse the system and Florida's insured drivers. According to the Florida Sheriffs Association, undercover investigations reveal that many participants in staged accidents are parts of larger groups. A staged crash is just the first step in a chain of events planned to defraud insurance companies.

Paid crash participants are coached on what to say to the doctor, enabling the doctor to file a claim against the motorist's PIP insurance. Once at the clinic, participants typically sign blank treatment forms in advance or will go to the clinic for "treatment" until the clinic reaches the $10,000 PIP limit. These clinics each commonly have incomes of more than $1 million per year.

Homeowners Insurance Tampa Fl - News


Homeowners Choice Increases Quarterly Common Dividend 25 Percent; Sets Special ...

TAMPA, Fla., Nov. 21, 2011 (GLOBE NEWSWIRE) -- Homeowners Choice, Inc. (Nasdaq:HCII), a Florida-based insurance holding company, today announced that its board of directors has declared a regular quarterly cash dividend on its common shares in the



Fix Fla. No-Fault Insurance Laws

Florida is the No. 1 state in the United States for fraudulent auto-insurance claims and home to four of the 10 worst cities for auto-insurance fraud: Tampa, Miami, Orlando and Hialeah. Florida Office of Insurance Regulation statistics reveal that



AAA Protects Roadways Thanksgiving Weekend with Tow to Go

Tow to Go provides a confidential ride and tow home from any bar or restaurant – FREE of charge – to anyone who may have had too much to drink by calling 1-800-AAA-HELP (4357). Services are offered throughout Florida, Georgia, and West and Middle



Ways to protect your house when traveling
Ways to protect your house when traveling

TAMPA - According to AAA, more than 42 million people will travel at least 50 miles away from home over the Thanksgiving holiday. When they do, they will leave behind their house, possibly making it a target for a break-in and leaving it susceptible to



Homeowners Choice Assumes HomeWise Policies in Florida

Founded in 2006, the Clearwater, Florida based Homeowners Choice reported 59000 policyholders in Florida, representing $130 million in annual premiums, before this transaction. In September, the Tampa, Florida-based HomeWise lost its only rating when




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Homeowners Insurance Tampa Fl - Bookshelf

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