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Cremations on the Rise in Weak Economy

Lynchburg, VA - People across the country are having trouble affording to bury their loved ones, and now some families are changing the way they send them off.

Hubert Farrow's fiancee Linda died in 2009.

"She stayed in the hospital all the time, UVA and everywhere," Farrow said. "I took care of her until she died."

Her health was so bad that she couldn't work. No job meant no insurance and no way to pay for a funeral.

"At the time I couldn't afford it and her people couldn't afford it so we had to do what we had to do," said Farrow.

What he had to do was cremate Linda. According to Tharp Funeral Home, it's a choice a lot of people are making.

Funeral Home Owner Chris Tharp says in the last ten years Lynchburg's overall cremation rate has doubled.

Cremations are typically half the cost of the average burial services at around $5,000, according to Tharp.

If you opt out of a gathering and viewing, it's only $3,000.

"Folks are opting for donation to science as a way to address cost," said Tharp.

Tharp said this change in tradition might continue to rise.

"At this point, families have been to cremation services and memorial services and they're more comfortable with cremation, so naturally that leads to more families choosing it," said Tharp.

Farrow said it was a hard choice to make.

"I don't believe in cremation; I'd like to have given her a proper burial," said Farrow.

Tharp said he sees people like Hubert Farrow, who come in every week to his place and have a hard time paying for a funeral. He says he does his best to work with each customer to try to help them out.

Lynchburg Homeowners Insurance - Get Free Homeowners ...

Lynchburg Homeowners Insurance

Lynchburg homeowners insurance is a type of coverage that anyone who owns a home in the Lynchburg area should purchase. Not because it is a cheap insurance or an insurance that is required by law, but because it is a type of coverage that will be beneficial to you and your homeowners situation. Lynchburg homeowners insurance is one of the more effective ways to ensure that if something were to happen to your home, you would not be financially stricken with debt and other potential financial instances. No matter what you decide to go with in regards to Virginia homeowners coverage , it is always a good idea to understand the severity of it.

Though some people tend to think that insurance is nothing more than another expense that does not return nearly enough money for it to be worth it, few things could be further for the truth. True, some people do not necessarily need Lynchburg homeowners insurance, but the majority of people living in the Lynchburg area at least need to look into it in the state. In order to better understand why Lynchburg homeowners insurance is so important; take a look at this scenario to see if it rings true to your life.

You wake up and take a glance at your clock. You notice that it is 8:30 and you instantly realize that you were supposed to be at work half an hour ago. Speeding out of bed, you get into the shower and get your clothes on. Running downstairs, you put a pot of coffee on right as your phone starts to ring. You look at your caller ID and see it is your boss. Running back up the stairs as you answer the phone, he starts asking you where you are. There was a meeting this morning that you were supposed to be at that you did not know about. Finally, after listening to him talk for five minutes, you grab your coffee and run out the door.

However, you forgot to turn off the coffee machine. The coffee machine shorts out after a few hours of being plugged in and causes a fire. Luckily, the fire was put out by the fire department which had been called by your neighbor, but a final estimate says that it is going to be around $7000 to fix. If you had Lynchburg homeowners insurance, this would not be such a bad thing. You would just file a claim and it would be taken care of. If you did not have Lynchburg homeowners coverage insurance because you did not have the information necessary for policy writing you might find that it is not really something you can ignore in Virginia. That huge chunk of money will come right out of your pocket and into the repairs of the home. Because the repairs are so huge, this means that you will be responsible for the massive amounts of repairs necessary. No one wants to think that this sort of thing can happen to their home, by if you have Lynchburg homeowners insurance; you can at least rest easy knowing that if it were to happen to your home, you would still be covered.

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