Maryland Home Owners Insurance Rates

Police Blotter: Burglary Under Investigation

Grosse Pointe Woods police are investigating the burglary of a Blairmoor Court home that happened Friday while the homeowners were out to dinner.

The homeowners left for dinner about 6:15 p.m. and returned home about 9:15 p.m. when one of them first noticed that a bag of loose change was on an ottoman in the living room that had not been there before they left. The couple found that a window to the garage had been broken out and that a sliding glass door was ajar in the back of the home. When officers arrived, they walked through the home with one of the homeowners to retrieve their St. Bernard dog. After the dog was removed the officers asked the homeowner to identify what was out of place throughout the house. The burglar got away with some costume jewelry but did not take other valuables that were in open view of areas where he or she had been, such as an Apple laptop. The burglar ransacked an upstairs bedroom, pulling bedsheets away from the bed, a bookshelf downstairs and other areas. The burglar did not enter the bedroom with the dog, which was closed. Police believe the burglar left the home in a hurry and found that a bunch of bananas had been moved in the kitchen, including one that was left in the living room near the loose change on the ottoman. The residents were asked to inventory their belongings and provide police with an accurate list of what was missing. They also took a cinder block used to break a window into evidence, according to a report. 

Teacher's Purse Stolen

Grosse Pointe Woods police are investigating the theft of a  Parcells Middle School teacher's purse. The teacher called police to her home Dec. 14 after discovering she did not leave it at home accidentally that day. She noticed her purse was missing during the third period of the day and had other teachers help her in looking for it. No one found it and she thought maybe she left it at home accidentally. When she arrived home, however, her purse was not there. The purse contained credit cards, a driver's license and some gift cards, according to a report.

Home Owner Insurance Quote In Florida - Compare Insurance Rates

Home Owner Insurance Quote In Florida

Article by Elizabeth Newberry

Beach-side condos are hot real estate in sunny, warm states such as Florida. They are no different from traditional houses in that they are considered home. They are also no different in that condos in Florida need home owner insurance quotes, too. Before you start looking for a home owner insurance quote in Florida, read up on some facts about purchasing home owner insurance for condos.

Choose a home owner insurance company and agent that specialize in insurance for condos. Home owner insurance policies for condos in Florida are different from home owner insurance policies for traditional houses; there are special factors to consider and coverage to purchase. There are also different add-ons and endorsements available. An agent that knows the ins and outs of home owner insurance policies for condos is crucial in purchasing the best policy for yourself and your condo.

Know what kinds of home owner insurance policies you will be purchasing for your condo. When you purchase home owner insurance in Florida, you will need to get a quote for the insurance that will cover you and your belongings, as well as the insurance that will cover the areas you share with other residents at the condo complex. These are usually called master policies, and specific information about your particular master policy is obtained from the condo board.

Understand what you will be responsible for. Living in a condo means that any common areas in the complex are just as much your responsibility as they are the responsibility of your neighbors. Additional Florida home owner insurance coverage for your condo such as unit assessment coverage will cover the expenses you will incur when helping to repair common area damage such as hallway fires.

Before you purchase your condo, talk with the condo board about home owner insurance quotes in Florida regarding condos. The board will provide you with information, and perhaps even make insurance company suggestions.

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