Shoreview Mayor Presents State of the City Address

"As we begin this new year, we can all take a great deal of pride in our City’s many accomplishments and continue to look forward to Shoreview’s bright future. We appreciate the high quality of life that is characteristic of Shoreview – great schools, a tremendous parks and trails system, a low crime rate, numerous lakes and open space areas, outstanding public services, a strong and supportive business community, and our highly recognized Community Center that provides something for everyone in the City. Achieving this high quality of life is the result of having a vision, setting goals, and a great deal of hard work on the part of individuals and community groups. One of the buzzwords that you continue to hear in government circles is the “new normal”. This “new normal” is characterized as a time of slower economic growth, higher energy costs, slumping housing market, increased health care costs, and an aging and more diverse population. All levels of government have been challenged by these conditions and there are many seminars on how cities should “navigate the new normal”. These sessions will often focus on developing new ways of thinking about government services, finding more effective ways to deliver services, adapting services to deal with a changing population, and encouraging collaboration with other governmental entities. I am pleased to report that, in a very real sense, Shoreview has been “navigating the new normal” for decades. Whether it’s contracting for police and fire services at a much lower cost than most cities, modifying our employee health insurance program to a high deductible plan to save both the City and our employees’ money, or finding a better method to resurface roads, Shoreview has been a leader in cost effective local government.

Minnesota Homeowner Insurance Trees - News


Sunday Thaw (first subzero by midweek, least snow since 2006)
Sunday Thaw (first subzero by midweek, least snow since 2006)

Insurance Companies Raising Rates For Homeowners Insurance. The Seattle Times has the story: "NEW YORK — Allstate, Travelers and State Farm are among insurers raising homeowners' rates after damage from natural disasters defied industry projections.



"Bottoming Out" (Jan. 12 is coldest day of winter...not hard to believe today)
"Bottoming Out" (Jan. 12 is coldest day of winter...not hard to believe today)

Check out the MSP January averages for yourself, courtesy of the Minnesota State Climate Office. "Entrepreneurship is the pursuit of opportunity without regard to resources currently controlled." - from an Inc. article highlighted below.



Shoreview Mayor Presents State of the City Address
Shoreview Mayor Presents State of the City Address

Whether it's contracting for police and fire services at a much lower cost than most cities, modifying our employee health insurance program to a high deductible plan to save both the City and our employees' money, or finding a better method to




What do I look for when buying homeowners insurance?

I am closing on a home on 9.26 and was told to purchase homeowners insurance. It is my first home and I am not sure what I should be asking and/or looking for in a carrier. I live in Minneapolis, MN if that helps at all.

Chosen Answer:

Do you have a real estate agent? They should be able to offer some suggestions for you. Maybe you mortgage lender could recommend an insurance company too. You could contact the mainstream insurance companies like Geico or State Farm (do a web search for their websites), they offer homeowners insurance. You might even be able to get a quote by filling out your information online, if not, just get their phone number off the website and give them a call. If this is your first time, you might want to get a few different quotes. It’s similar to automobile insurance, you have a deductible and a coverage amount. They will give you a quote on standard policy amounts but you can change those amounts (higher or lower) if you want to. The amount to rebuild will be X amount of dollars, the amount to replace your contents….well you will need to estimate that. It’s not as confusing as you might think and most of the time, if you let them know it’s your first home purchase, they explain everything really well. Hope this helps…..


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Minnesota Homeowner Insurance Trees - Bookshelf

Minnesota, A History of the State

Minnesota, A History of the State

Creator: Theodore C. Blegen | History -
Reprint of 1975 University of Minnesota ed.
Publisher: Univ Of Minnesota Press

Minnesota

Minnesota

Creator: Ann Heinrichs | Juvenile Nonfiction -
Describes the history, geography, government, economics, and people of Minnesota.
Publisher: This Land is Your Land

Trees, Revised and Updated

Trees, Revised and Updated

Creator: Herbert Spencer Zim, Alexander C. Martin | Nature -
Pictures of 140 common trees, identifying their leaves, fruit, form, range, and uses.
Publisher: Golden Guides from St. Martin's Press

Minnesota

Minnesota

Creator: A. P. Porter | Juvenile Nonfiction -
Introduces the geography, history, industries, people, and other highlights of Minnesota.
Publisher: Lerner Pub Group

Insurance for Dummies

Insurance for Dummies

Creator: Jack Hungelmann | Business & Economics -
Explains how to buy and save on every kind of insurance, including life, health, auto and home insurance, and offers tips on how to get the best coverage for ...
Publisher: For Dummies