Investors hoping for a calmer ride this year have been disappointed. Stock markets have endured 12 more turbulent months, spooked by the tsunami in Japan in March, the debt crisis in the eurozone and fears of a return to global recession. The FTSE 100 index hit a high of more than 6,100 in February, but in late July and early August markets crashed after the unprecedented downgrading of US debt from its hallowed AAA status.
Volatile trading in September and early October saw swings of up to five per cent a day on the Footsie and it dipped below 5,000. This left investors facing a lottery as the buying and selling prices of mutual funds – unit trusts and open-ended investment companies – moved dramatically in the time between them deciding to trade and a deal being completed. The Footsie is down about eight per cent since the start of the year.
This year has seen austerity grip
Britain. Financial Mail warned in the first issue of 2011 that families
faced a tax battering as the Chancellor’s tough measures took hold. A
combination of rising prices, higher taxes – especially VAT, fuel duty
and National Insurance – and benefits cuts have left families
struggling.
Average household incomes fell this year by almost £1,000 – the worst annual drop since the Second World War. And the pain will continue, with George Osborne’s Autumn Statement last month confirming austerity measures such as further public sector pay caps that extend to 2016.

Repeatedly, banks such as Lloyds, NatWest, Barclays and Santander denied that there were fundamental flaws in the way that the cover was sold. They ignored the evidence of hundreds of thousands of complaints, often forcing thousands of customers to
Ms Siew said: “Assura Group has, in recent years, been divesting non-core operational businesses to concentrate on its primary care property portfolio, and is a leading investor and developer of healthcare premises throughout the UK.
You dont just one big discount when you sign up with NatWest Home Insurance, you get 2! 20% off just for buying online (use the voucher code ’20OFF’)and another 20% off when you take joint buildings and contents cover. Thats 40% off quality home insurance with some great features!
Top rated home insurance cover that covers all your electrical and entertainment gear, £25 towards any switching costs and no charges for paying by the month.
Get cover you can rely on from one of the big insurers that is there with amazing service and response at NatWest Home Insurance