Property Casualty Insurance Market Research Conferences

Hartford Financial Services Group's CEO Discusses Q3 2011 Results - Earnings ...

Executives

David N. Levenson - President of Wealth Management Group

Andy Napoli - Executive Vice President and President of Consumer Markets

Sabra Purtill - Head of Investor Relations and Senior Vice President

Douglas G. Elliot - President of Commercial Markets

Liam E. McGee - Chairman, Chief Executive Officer, President and Member of Finance, Investment & Risk Management Committee

Christopher John Swift - Chief Financial Officer and Executive Vice President

Analysts

Andrew Kligerman - UBS Investment Bank, Research Division

Jay Gelb - Barclays Capital, Research Division

Thomas G. Gallagher - Crédit Suisse AG, Research Division

A. Mark Finkelstein - Evercore Partners Inc., Research Division

Randy Binner - FBR Capital Markets & Co., Research Division

Robert Glasspiegel - Langen McAlenney

Eric N. Berg - RBC Capital Markets, LLC, Research Division

John M. Nadel - Sterne Agee & Leach Inc., Research Division

Jay A. Cohen - BofA Merrill Lynch, Research Division

Hartford Financial Services Group ( HIG ) Q3 2011 Earnings Call November 3, 2011 9:00 AM ET

Operator

Good morning. My name is Ashley, and I will be your conference operator today. At this time, I would like to welcome everyone to the Hartford Third Quarter 2011 Earnings Conference Call. [Operator Instructions] Ms. Sabra Purtill, you may begin your conference.

Sabra Purtill

Good morning, and thank you all for joining us for The Hartford's Third Quarter 2011 Conference Call. The press release, financial supplement and slide presentation are on our web site, along with our 10-Q which was filed last night. On today's call, The Hartford's Chairman, President and CEO, Liam McGee; and Chief Financial Officer, Chris Swift, will provide an overview of our results and accomplishments this quarter. After their prepared remarks, we will open the call for questions. We know that there are many calls this morning, so we will conclude our presentation at 10 a.m. Today we are also joined by other members of our senior management team, including Doug Elliot, Alan Kreczko, Dave Levenson, Andy Napoli, Bob Rupp, Hugh Whelan and Graham Bird. Please note that as discussed on Page 2 of the presentation, any statements made today concerning The Hartford's future results or actions should be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. These forward-looking statements are not guarantees of future performance, and actual results may differ materially. We assume no obligation to update these statements. You should also consider the important risks and uncertainties that may cause actual results to differ, including those discussed in our press release, our third quarter 10-Q, 2010 10-K and other filings we make with the SEC. In our presentation, we will use some financial measures that are not derived from Generally Accepted Accounting Principles or GAAP. Definitions and reconciliations of these measures to the most directly comparable GAAP measures are provided in our financial supplement, press release and 10-Q.

Verisk Insurance Solutions Customer Conference 2011 Offers ...

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Verisk Insurance Solutions Customer Conference 2011 Offers Property/Casualty Insurer Attendees Informative Program and Continuing Education Opportunities

JERSEY CITY, N.J., July 5, 2011 — Verisk Analytics today announced the lineup for its 2011 Verisk Insurance Solutions Customer Conference, October 2 to 4, 2011, at Disney’s Yacht and Beach Club Resorts in Florida. This event will provide attendees with the latest information on emerging property/casualty insurance industry trends. The conference will also offer opportunities to network with peers, share best practices, and learn about the latest capabilities and products of the Verisk Insurance Solutions group at Verisk Analytics.

The eight companies and divisions of the Verisk Insurance Solutions group have comprehensive insurance-facing capabilities. The group offers risk assessment services and decision analytics to professionals in many disciplines throughout the property/casualty insurance industry. The group includes Insurance Services Office (ISO), Xactware, AIR Worldwide, Atmospheric and Environmental Research (AER), Quality Planning, Crowe Paradis, Insurance Information Exchange (iiX), and HealthCare Insight (HCI).

Registered attendees include insurance executives, vice presidents, line managers, and professionals in insurance underwriting, claims, data management, business development, marketing, risk management, information technology, actuarial, analytics, and research.

Verisk conference attendees can also receive eligible continuing education credits for the Chartered Property Casualty Underwriter continuing professional development program (10 points) and the Insurance Data Management Association continuing education program (12 points). By attending the Verisk Insurance Solutions conference, Casualty Actuarial Society members can qualify for up to 11.7 credits, Registered Professional Adjusters can qualify for up to 8.5 continuing education credits, and Certified Insurance Fraud Investigators can earn up to 4 continuing education units.

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