Richland Washington Home Owners Insurance

Sequim Real Estate Broker a Registered HUD Homes Buyer's ...

The foreclosure market can be divided into to main categories.  There are HUD Homes, which were homes with FHA loans that were foreclosed by the banks who made those loans.  Those banks get reimbursed by HUD for their losses and transfer ownership of the homes to HUD.  HUD insured these loans and the banks collected a mortgage insurance premium from the borrowers to pay for that insurance.  These become HUD Homes now listed for sale. The other type of foreclosures are those that were made with conventional loans (and all non-HUD insured loans).  The banks that made these loans foreclosed and now are selling the homes.  It gets a little more complicated than that, because many of these loans were packaged and sold and resold, so the owners now may be far removed from the originating bank.  These foreclosures are not in the HUD Homes database, but are listed for sale in the MLS. My husband and I went to Sequim intending to interview several Realtors to find one to help us locate and buy a home in Sequim. We knew we wanted someone we could trust and who would have our best interests in mind. Since we would be handling the transaction from S. California this was very important to us. We met Chuck and looked no further. We felt a connection right away and spent some time looking at homes together so Chuck could get a feel for what we wanted. Well, we left Sequim having made an offer on a home which the owner accepted. Chuck has helped us through the purchase process. We are positive it would not have gone so smoothly without his help. We give him 4 thumbs up. Cathie and Wally My husband and I were interested in relocating from Georgia to the Olympic Peninsula in Washington State, and while we were staying at an Inn in Port Angeles, Washington, the Innkeepers gave us the name of Chuck Marunde as a contact for helping us with our real estate needs.

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