Texas Car Home Insurance

New threat to your car: a ticked-off geek

One hundred car owners got an abrupt wake-up call last year when a disgruntled former dealership employee in Austin, Texas, used an Internet-based vehicle immobilization system to reach out and touch their lives.

Electronic boxes installed by the used-car dealer receive a signal through a pager system. The horn honks, for example, when a payment is due. If payments are delinquent, the ignition is disabled.

Working from his home, moving alphabetically down a list of unsuspecting -- and paid up -- customers, the fired employee remotely set off car horns and disabled engines.

The damage that can be done by a few malicious keystrokes grows as cars become rolling high-tech showcases.  Like any vandalism or theft, any physical damage due to car hacking is covered by your comprehensive car insurance , but that doesn't reduce the creepiness of corporate monitoring, the tedium of repairing a stolen identity, or the nagging fear that your safety has been compromised.

A recently released report from the computer security company McAfee pulled together research done by several universities to evaluate the potential security threats to a cars' electrical components, which can be found in everything from radios to anti-lock brakes to electronic stability control systems to infotainment systems.

The threat to your car and your privacy is real, the studies find.

"It's not just theoretical. Attacks can take place," says Tim Fulkerson, senior director of marketing for McAfee Embedded Security.

Even the auto industry agrees. The subject has "kind of been lurking under the radar," says Peter Byk, an engineering specialist in the SAE International ground vehicle standards group, which formed a committee this spring to begin discussing safety and privacy concerns.

The McAfee report looked at the potential for cybercriminals to track a driver's location, steal personal data from Bluetooth, disrupt navigation systems, disable emergency assistance systems and to unlock cars and start them remotely using cell phones.

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