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McCrady believes in client education

At the Christopher P. McCrady Agency, 919 Central Ave., a major part of the mission is to make certain customers understand that buying insurance is about a good deal more than finding a low price.

McCrady said people want "price, quality and service" but too often make the mistake of purchasing insurance without fully understanding what the price they have selected is actually buying.

As one of the approximately 3,500 agents who represent American Family Insurance nationally, McCrady is a solo contractor who is licensed by the state of Iowa to sell property, casualty, life, health and commercial insurance.

McCrady said the diversity of the products American Family Insurance offers and the financial strength of the company are major reasons for selecting it as an insurer.

"It's strictly top-rated," he said.

The company has been a part of the insurance marketplace since 1927. According to a profile on the corporate website, it now has $16.8 billion in assets under management and $5.4 billion in policyholder equity. Its huge network of agents makes it a major presence nationwide.

McCrady said about 70 percent of the insurance he sells locally is property and casualty with homeowners and auto polices being largest components. He also sells a significant amount of life insurance.

McCrady established his agency in 2003. He said an important part of the service he provides is helping potential clients evaluate their insurance needs so they can make informed decisions when they purchase coverage. He also stressed that it is important for existing customers to sit down with him annually to make certain they have the right mix of insurance given possible changes in their lives.

"Spend a half hour with me once a year," McCrady said. "It's called a personal insurance review. I'm looking for discounts. I'm looking for gaps in insurance. I will make suggestions. ... You might have bought something. You might have made an addition to your house. They could have a new roof that qualifies for a discount. ... Half the time, people come and say 'I forgot to tell you, we sold that car six months ago.

Got Bike? InsuranceSpecialists.com Now Offers Motorcycle Insurance

San Jose, CA (PRWEB) January 12, 2012

In an age when people are driving vehicles to death to avoid having car payments, and forgoing car insurance to save money, it makes sense that motorcycles would increase in popularity. College students and those with short commutes choose them because they’re less expensive than cars or trucks (not to mention easier to park), and use less fuel. But even motorcycles must be insured, and InsuranceSpecialists.com, the company that has helped people find cheap car insurance since 2003, is pleased to announce that motorcycle insurance is now among its products.

Just as with conventional car insurance, motorcycle insurance is affected by many factors, including the customer’s driving record, age, address, and the type of bike they’re trying to insure. As well, the choice of insurance company can make a big difference in cost.

InsuranceSpecialists.com has added motorcycle insurance to a product line that already includes car insurance, but it also offers homeowners insurance, which means bikers can ask about home/auto discount bundles for their motorcycles, or put their bikes on a multi-vehicle policy with the family car.

Since 2003, InsuranceSpecialists.com has helped consumers find cheap, reliable insurance from reputable companies, and regularly saved them as much as 50% off their premiums. In addition, the company’s website is filled with information and articles about every aspect of the insurance industry, to help insurance shoppers make smarter insurance decisions, whether they’re individuals or families.

For more information, including a free quote, people in need of motorcycle coverage – or any other kind of insurance – should visit the InsuranceSpecialists.com website or check out their feed on Twitter.

About InsuranceSpecialists.com: The website has been helping families seeking inexpensive, reliable health, life, auto, and homeowner’s insurance since 2003 by providing a free insurance quotes and information.

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