Wisconsin Dept Of Home Owners Insurance

Residents seek affordable housing

Residents needing affordable housing in Lake Delton and Wisconsin Dells learned about programs to help them secure it at an open house Wednesday.

According to Lisa Delmore, who helped at the open house by collecting registrations and is on the city's newly formed committee on housing, eight families came. Among the families were 14 adults and 8 children, she said.

Delmore said it was the first housing fair done between the village of Lake Delton and city of Wisconsin Dells, and organizers wanted to raise awareness of the help that there is in the community.

Representatives from Renewal Unlimited, Inc., MSA Professional Services and Habitat for Humanity were at the Dells Municipal Building to answer questions.

According to Charles Sulik of MSA Professional Services, since the early 2000s the city has had a loan fund to help homeowners and landlords fix up their properties. Through the Community Development Block Grant program, homeowners with certain incomes can qualify for interest free loans that are paid back when the owners sell their home. Landlords can get help if they rent only to tenants whose incomes qualify for the program. The loans for landlords aren't deferred, but they are interest free.

Money can be spent on making buildings accessible to disabled people, new windows and doors, roofing, heating boiler and plumbing, electrical improvements, connect the water lines and sewer, paint , siding and porch repairs or other projects.

Sulik said the major program for several reasons. It provides construction jobs and preserve housing in the community. When a person starts to fix a house, the neighbors do, too, he said.

The city funds the loans with a subsidy from the Department of Administration Wisconsin.

Lake Delton residents Sharon and Gary Tremelling visited with Eleanor Chiquoine of Habitat for Humanity of Sauk-Columbia Area. The local Habitat for Humanity unit was formed in 2001, according to a flier.

Check Your Home Owner Insurance Company Rating - COMPARE ...

Check Your Home Owner Insurance Company Rating

Article by Elizabeth Newberry

There are many factors you should consider when searching for a home owner insurance company from which to purchase your home owner insurance policy. The rating of the home owner insurance company is often neglected.

Below are some frequently asked questions about home owner insurance company ratings.

What is a home owner insurance company rating?

A home owner insurance company rating deals with the financial strength of the home owner insurance company.

Who, or what, determines a home owner insurance company rating?

A home owner insurance company rating is determined by several factors, most of which revolve around how capable the home owner insurance company is of providing the financial compensation due to its policyholders when claims are filed. Most home owner insurance company ratings are provided by independent research companies.

How important is a home owner insurance company rating?

A home owner insurance company rating is extremely important. No one wants to buy a home owner insurance policy only to be denied the financial compensation they are due when the file a claim. Plus, a home owner insurance policy can tell you how financially strong a home owner insurance company is expected to be should a catastrophic disaster occur and damage or wipe out the homes of many policyholders at once.

The insurance business is a heavily regulated business, so it’s unusual for a company that is licensed to file for bankruptcy; however, it’s not impossible. A rating can put your doubts about a company’s financial strength to rest.

How can I find a home owner insurance company rating?

You can find a home owner insurance company rating by contacting your state’s department of insurance. You can also search online for the Web sites of various independent research companies. Simply type in the name of the home owner insurance company about which you wish to inquire. Or, check any financial rating listings the independent research companies’ Web sites offer.

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